Plain-English guides on title insurance, closings, deeds, and the parts of real estate nobody warned you about.
Title insurance protects homebuyers by defending your ownership rights against title problems like liens, easements, use restrictions, and bankruptcy claims. Whether buying or refinancing, an owner's policy covers you legally and financially for as long as you own the home.
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Owner's title insurance protects your ownership rights and equity from hidden defects like forgery, fraud, unpaid liens, and unknown heirs. For a one-time fee of about 0.5% of the purchase price, it covers you and your heirs for as long as you own the home.
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The home closing process has six steps: choose a closing agent, draft an escrow agreement, run a title search, select title insurance, review your Closing Disclosure, and sign at closing. It typically takes 30 to 90 days from an accepted offer to keys in hand.
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Smart contracts are self-executing agreements on a blockchain that can automate purchase contracts, title verification, funding, escrow, and closing documents. In title insurance they reduce errors, speed up transactions, and lower the risk of fraud.
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Cybersecurity in real estate protects the sensitive data and large funds moving through a transaction from theft and fraud. Title Resources Inc. closes on Qualia, a security-first platform that is ISO 27001 certified and SOC 2 Type II assessed.
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Title insurance is a policy that protects owners and lenders from financial loss caused by title defects such as liens, forgeries, filing errors, or undisclosed heirs. An owner's policy is paid once and lasts as long as you own the home.
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Wire fraud in real estate is a scam where criminals impersonate your agent or lender and send fake wiring instructions to steal your closing funds. Learn the warning signs, how to verify instructions by phone, and what to do if you are targeted.
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TrustFunds is a secure online service that deposits earnest money electronically through ACH into the Title Resources Inc. trust account, now available at TheTitleGuy.com. Buyers pay a one-time $5 fee, and all parties track the deposit in real time.
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For Sale By Owner (FSBO) lets you sell your home without a listing agent to save commission. Learn how to prepare, price, market, and legally close the sale, and how Title Resources Inc. handles the title search, title insurance, and closing paperwork.
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