TrustFunds is a secure online service that lets homebuyers deposit earnest money electronically, and it is now available through TheTitleGuy.com at Title Resources Inc. It replaces paper checks and manual wires with a simple ACH payment sent directly into the TRI trust account, so buyers, sellers, and agents can track the deposit in real time.
Key facts about TrustFunds earnest money deposits
- Buyers pay a one-time $5 fee to TrustFunds when funds are sent through ACH.
- Funds deposit directly into the Title Resources Inc. designated trust account.
- All parties get 24/7 reporting and real-time status tracking of the earnest money.
- If the purchase agreement is cancelled, refunds are issued through the same secure electronic process.
What is TrustFunds and why does it matter?
TrustFunds is an online payment tool built specifically for real estate earnest money. It modernizes the deposit process by removing paper checks and manual wire transfers, which are slow and vulnerable to fraud. Buyers no longer hand-deliver a check to an agent, and sellers no longer wait and wonder whether the payment cleared. The result is a faster, more secure, and fully documented earnest money deposit.
How does the TrustFunds earnest money process work?
Once a purchase agreement is fully executed, the deposit takes just a few steps:
- The agent locates the property in their MLS, clicks the TrustFunds icon, and enters the required information.
- TrustFunds emails the buyer a secure link.
- The buyer follows the link, enters their bank account information, and authorizes the ACH payment.
- TrustFunds confirms the payment and notifies the buyer, seller, and agent that the deposit is complete.
TrustFunds publishes a process graphic that shows how these steps keep every party informed in real time.
Is TrustFunds secure for earnest money?
Yes. TrustFunds moves money electronically through ACH into the Title Resources Inc. trust account, avoiding the paper checks and open wire instructions that fraudsters target. Every participant can log in around the clock to confirm the status of the deposit, which reduces the back-and-forth phone calls and email confirmations that create risk. Because the deposit and any refund travel the same verified channel, there is a clear record at each step.
Common questions about TrustFunds earnest money
How much does TrustFunds cost the buyer?
Buyers pay a single $5 fee directly to TrustFunds at the time the funds are sent through ACH. There are no repeat charges for that deposit.
How long does a TrustFunds deposit take?
The buyer can authorize the payment as soon as they receive the emailed link after the purchase agreement is executed. Once authorized, TrustFunds confirms the payment and notifies the buyer, seller, and agent, so everyone knows the earnest money is in immediately.
What happens to earnest money if the deal falls through?
If the purchase agreement is cancelled, the buyer can be refunded through the same secure electronic process used for the deposit. This keeps the refund documented and traceable rather than relying on a mailed check.
Can everyone see the status of the deposit?
Yes. Buyers, sellers, and agents all have 24/7 reporting access and can track the earnest money status in real time. That transparency reduces unnecessary follow-up communication and gives every party peace of mind.
Do I have to use a paper check or wire instead?
No. TrustFunds exists specifically to replace paper checks and manual wires with a secure ACH deposit. It is the preferred method at TheTitleGuy.com because it is faster and safer for all parties.
Title Resources Inc. is committed to a secure, convenient closing experience, and TrustFunds is part of that promise. To use TrustFunds for your earnest money or ask questions, call (636) 527-9670, email orders@TitleResourcesInc.com, or start your order at https://titleresourcesinc.com/order-title/.
